Our Journey to Buying a House!

As you might know by now, we are in the process of buying a house!!!

A few years back, after we got engaged, we started looking for houses. However, our credit wasn’t that great and we had trouble finding a rent house. It was a low point in my adult life and it left me with a lot of fear and anxiety about ever being able to buy a house of our own. I started that year working on our credit. I wrote letters, paid stuff off (using Dave Ramsey’s methods), we played around with Casey’s credit card and I eventually was able to get a credit card myself. Casey’s credit problems were mostly due to non-payments and mine were because of medical debt (which we are still paying) and my lack of credit. I was always told to stay clear of credit cards and things related… which in the long run hurt me. No credit is almost as worse as bad credit! Finally we have everything going in the right direction and this past summer we decided to see if we could get pre-approved… and we did!!!

We weren’t ready to buy then, so we waited a few months and then started the process. We contacted a friend who we really trust and asked her to be our Realtor. She set us up an account with houses that fit our wants and needs and we started to just see what was on the market. We set a date of November 20^th to start looking. That week, we went and viewed a couple of houses and I had one particular one I had been keeping tabs on and was in love with. The first house was blah… the third house was pretty but didn’t speak to me… the second house, WOW! It was it! You know when you find your wedding dress and you just know… that is how it was with the house! I just knew!  

The whole process had me in fear. What do we do next? What if she says no? What if we don’t get pre-approved again? What if our Realtor breaks up with us because I am so needy and asking too many “What If” questions?! Haha! My hands would get sweaty, my heart would race and I would have small panic attacks just thinking about it all…

                              

We put an offer in on that Friday and we included a heartfelt letter letting the Seller know why we wanted to buy her house. I even had each one of us sign it and included a photo. They said she was motivated to sell and we would probably have an answer Saturday. Then Saturday they said she wanted more time to think and we would have an answer Sunday. Then Sunday she decided to spend the day at church and pray about our offer more and we would have an answer Monday. There is something you really should know about me… Patience and I aren’t really friends! I wanted to know NOW!!!! Finally Monday morning she accepted our offer! When the Realtor called, I cried hearing the news. I was seriously a mess I was so excited!

                                

Yesterday the Option period ended and our inspection turned out rather nicely. There are a few minor things we wanted updated and she is going to take care of everything except for the pool. The seal just needs to be redone and we have an estimate for $450.00 so we will do that when we get the keys… other than that, everything is moving right along. Including all of the paperwork we have had to gather for the Mortgage Company. I am glad I am OCD and love to organize because it hasn’t been too much of a pain in the booty (just yet, hopefully it won’t be). I won’t lie; Casey and I have had some bickering moments… I am very GET IT DONE NOW and he is like HO HUM IT WILL GET DONE. It makes for some fun times for sure!

I keep playing on Pinterest, dreaming of ideas, and thinking where we will put everything in each room. My favorite 2 spots in the house would have to be the covered patio in the backyard that is a perfect spot to sit and look at the POOL… and my other favorite spot would have to be the craft room! They have built a room off the garage (but the garage is still a normal size garage) that is big enough for a craft room/guest room/sitting area. I have BIG plans for that room and I can’t wait to get started. The best part of the room, on the side where I will put my desk and crafts; there is a sink in there. Perfect for washing paint out of “crap”!!!

                                 

I will be posting updates here and there as the journey to closing continues… closing is January 15^th! With the holidays here and the house process going on, my blogs might be few and far between, but I am still here tracking away… working out, eating my macros, logging my food, taking care of the boys, working, doing the house stuff, and crafting my heart out…